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Second update, seeking fans~
In the autumn moonlit room, Han Qiuyue's eyebrows were deeply furrowed as she slowly said: "I've heard that this business is making a fortune every day, and many officials and young masters of royal families are participating in it, gaining a lot of benefits. Last time I went to Huang Yuanwai's house, I saw the grandeur of his home and was puzzled - he's just a small sixth-grade official, how can his family be so wealthy? It turns out that they've also started mining coal."
"Mother Jiang hesitated: 'This business is good, but this capital is too big.'"
"I'm worried about this too," said Han Qiuyue. "If we lose, it'll be a heavy blow."
It's not just hurting her tendons and bones, it's a huge blow to her vitality.
"This opportunity is really a pity to miss." Han Qiuyue was in a dilemma, Mr. Gu said that it would take half a year to recover the cost quickly, and one year slowly, after which everything would be pure profit. If so, did she still need to worry about the two broken mansions left by Ye Shi? A few broken shops? Did she still need to look at her father's face to do things? Even if Ming didn't pass the imperial examination, with this business, he could still make a name for himself in his lifetime.
"Better ask again to make sure."
Before long, Mr. Sun returned.
"Madam, you must make a decision as soon as possible. Mr. Gu said that he can only wait for two more days at most. If it's delayed, the mine will be snatched away by others and it will be too late to regret." Mr. Sun urged, seeing the lady's hesitant expression, and continued: "If I hadn't accidentally heard Mr. Gu mention this matter and begged him hard, he would have given this opportunity to another family..."
"Is Mr. Sun reliable?" Aunt Jiang asked, speaking out what was on Han Qiuyue's mind.
"He's absolutely reliable, he has already packaged five mines in Shanxi, every single one of them is making money. Didn't you hear, madam? The Huang family also followed his path and partnered with someone to package a mine, now they're making a fortune. As for the mine we're going to package now, Mr. Gu personally went to inspect it, it's absolutely a good mine that can make a lot of money." Mr. Sun guaranteed: "This kind of lucrative business is really hard to come by, madam!"
Han Qiu Yue's expression changed: "But at present, the silver in our hands is not enough... This one stock alone requires 300,000 taels of silver, and there are still two stocks left, which adds up to 600,000 taels. In recent years, the income from the estate and the shops minus the daily expenses of the mansion, the remaining surplus is only over 400,000 taels, where can we find the remaining tens of thousands of taels of silver?
Mr. Sun said, "This house and shop can't be sold for the time being. However, if it takes half a year to a year to recover the cost, madam, I happen to know some usurers who can lend some money for turnover. Even if we don't count on the mine, the income from the house and shop next year will be about this amount, so there's no need to worry about not being able to repay."
"Mother Jiang worried: 'The interest on borrowed money is very high, and the interest will snowball. Don't jump in or you won't be able to get out.'"
Han Qiu Yue pondered and said: "First go ask that friend, see how much interest it is, I'll think about it."
Mr. Sun immediately said: "I'll go ask right away."
"Madam, I think you should discuss this with the master first and see what he thinks. After all, it's a huge investment, not something to be taken lightly."
"Master won't care about these things, tell Master and Madame that they can't keep it a secret either. Knowing Madame's character, she is always cautious and will definitely not agree. As the saying goes, 'wealth and honor are sought in danger', let alone when so many people have succeeded. Mr. Gu handling this matter is also quite experienced, there should be no risk. Let's wait for Mr. Sun's response before making a decision!"
Mrs. Jiang saw that the lady was already very enthusiastic and didn't want to pour cold water on her, besides, the lady's vision had always been good and she had a lot of courage, maybe this time they could really make a fortune... then the lady and young master would completely turn their fortunes around. So Mrs. Jiang stopped trying to persuade her.
Li Mingyun got off work, looking a bit tired. These past few days, he had been summoned by the Emperor to serve in the palace again, and his previous imperial decree was written well, so the Emperor was very satisfied, and also let him go inspect the official school's homework, busy to the point of not having time to rest.
Li Ming closed his eyes comfortably and said with a sigh: "Having a virtuous wife like this, I am content for the rest of my life!"
Yin Liu covered her mouth and smiled secretly, then pulled Bai Hui away.
Lin Lan smiled and said: "Isn't it enough to flatter and fawn over outsiders?"
"Madam, your words are quite off the mark! To the Emperor, I am respectful but not obsequious; to my superiors, I am reverent but not sycophantic; to my colleagues, I am harmonious but not hypocritical. No matter who I'm facing outside, I, Li Mingyu, will never intentionally fawn or flatter. Only at home, with Father, do I occasionally go against my heart and pretend, but in front of you, it's all genuine emotions pouring out, every word from the bottom of my heart."
Lin Lan pinched him hard and Li Ming Yun cried out in pain: "Gently, you're killing your husband!"
Lin Lan smiled and said: "If it's true feelings, then I'll have to show some real skills too."
Li Mingyun hastily shook his head and said, "Just go ahead and pinch it casually."
After joking around for a while, Li Mingyun asked: "How's the renovation of the shop going?" "The carpentry work is done, and the painter will start tomorrow. I think Old Wu has arranged everything very thoroughly, saving me a lot of trouble." Lin Lan said while massaging him.
"The people trained by the Ye family are all quite capable." Li Ming couldn't help but feel a little proud, and sighed: "It's a pity I've been busy lately, can't share some of the burden."
Lin Lan: "As long as I focus on the things that matter, opening a shop and whatnot are trivial matters. Besides, with so many people helping me out, I can handle it."
Li Mingyun stroked her busy little hand: "I just feel sorry for being too tired."
Lin Lan rolled her eyes, why didn't he care about her being tired when he was bothering her at night?
"The day after tomorrow, at Yuexiangju, I will invite a few medicinal material purchasing merchants to discuss business."
Li Mingyun turned around and said to her: "Or I'll take a day off to accompany you?"
"They all said I didn't need to use it, that I could handle it myself. But when I went, I felt embarrassed to haggle over the price with them." Lin Lan muttered.
Li Mingyun smiled and pulled her into his arms, every day when he came back from work, holding her like this was the happiest moment.
"Just go ahead and do it, don't worry about the cost, if we're not enough, Uncle will help us." Li Mingyu's gaze was soft as he looked at her, his hand caressing her waist.
Lin Lan hurriedly grabbed his hand, not letting it continue to misbehave. Every time this happened, her clothes would get disheveled. Later, she still had to go pay respects to the old lady and tidy up again, what a hassle.
"That's enough, actually, we don't need to add many other herbs, just a few more of the key ones will do. I've also saved enough money to make agar. I'm just worried about when to tell my grandmother and father about opening a medicine shop... what if they disagree?" Lin Lan said anxiously. The atmosphere at home was still harmonious, the old witch didn't have time to cause trouble, and her father's temper had improved a lot since he got a new wife. Except for the last time Ming Yan caused trouble and saw him lose his temper, most of the time, her father was calm and gentle. Although the old lady still often talked about rules and regulations, those kinds of rules that were like restrictions on people basically didn't exist anymore, thanks to Ming Yan's influence. Her status in the family had also risen, and the servants no longer dared to look at her with disdain. In short, everything was developing for the better, and she didn't want to upset her grandmother and father now."
Li Mingyu pinched her worried little face and smiled: "Don't worry, I've got everything under control! What's there to be afraid of? I'll go talk to Grandma and Father about it."
Lin Lan heard and became happy again: "Dealing with Dad, it's more manageable."
Li Mingyun's dark eyes gleamed with a hint of slyness: "With rewards, I will be in the forefront and rear, sparing no effort."
Lin Lan's face turned red and she cursed: "He's a greedy and insatiable guy."
Li Mingyun's innocent expression: "Do I?"
Lin Lan gritted her teeth and pinched his ear: "Yes yes yes......"
The two of them frolicked together, and after a moment, Lin Lan quietly leaned into his arms and said, "I saw Mr. Sun bring someone today, it seemed like they were talking about that coal mine."
Li Mingyu's expression was full of satisfaction as he gently stroked her hair: "Just wait! The good show is about to begin!"
Lin Lan suddenly became spirited, sat up straight and looked at him excitedly: "So, have you already taken action?"
Li Mingyu also quietly looked back at her, smiling with a hint of mischief.
"What if the old witch doesn't fall for it?" Lin Lan worried again.
"This pirate ship, she doesn't want to go up but will be pulled up anyway." Li Mingyun said confidently.
That night Mr. Sun came back to talk.
"My friend said that he has some spare money on hand, and if his wife wants to borrow it, he can earn a little less interest. For 200,000 taels of silver, the monthly interest would be 6,000 taels. If he lends it to someone else, it would be at least this amount." Mr. Sun raised one finger.
Han Qiu Yue quickly calculated that if she could recover her investment in half a year, the interest would be only 36,000 taels, and for one year it would not exceed 72,000 taels. The income from the shop alone would be enough to pay off the interest, and suddenly felt much more at ease.
Mrs. Jiang's heart was racing as she listened, this interest on the loan was too harsh, and it had already added up to almost half of the principal in just one year. Mrs. Jiang looked at her mistress with trepidation.
"Is everything settled? Don't go back on your word later." Han Qiuyue said in a low voice.
Mr. Sun said, "This is a matter of written agreement, black and white, no room for regret. However, it must be done quickly. If not, by tomorrow, someone will come knocking on the door to borrow money, and the interest rate will definitely go up. There are many people in Beijing who want to open coal mines now, and there is more than one person like Mr. Gu with connections."
Han Qiu's eyebrows twitched slightly as she pondered for a moment, her eyes becoming resolute: "Tomorrow, please invite Mr. Gu to come to the mansion again."
Mr. Sun was secretly delighted and hastily said, "Yes, I'll go invite him tonight."
Mr. Sun left with a satisfied smile, all the way thinking about how much benefit he could gain from this successful deal, and then he wouldn't have to work for others anymore, he could set up his own business and live comfortably for the rest of his life.
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